Financial management on autopilot

NoCFO automates bookkeeping for entrepreneurs and freelancers – save time, reduce costs, and handle legal obligations effortlessly.

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NoCFO – Financial management on autopilot

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How NoCFO works in action

Watch how NoCFO automates your bookkeeping in just 2 minutes.
From transaction to booking in seconds. No accounting degree required.

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From founders to founders

Don't waste time on complex accounting programs that weren't designed for small businesses. NoCFO is an AI-powered accounting software that provides everything a small business needs.

Independent Professional

Independent Professionals

Tired of entering receipts manually?

NoCFO automates bookkeeping, invoicing, and payroll so you can focus on clients, not paperwork.

Small Venture Builder

Small Venture Builder

As your team grows, you can't waste time or money on outdated tools.

NoCFO shows your finances in real-time and automates routines, so you save on costs and always stay on top of your company's situation.

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Support and Help

Expert help when you need it.

While NoCFO enables small businesses to manage their finances independently, we understand that questions or challenges may still arise.

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Tax advisory partners

We have several excellent tax advisor firm partners. By choosing a NoCFO accounting partner, you ensure access to the most modern tools and cost-effective accounting management.
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Comprehensive guides for every topic

Access to a wide range of articles and guides covering different areas of NoCFO as well as practical accounting issues.
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Chat support with human responses within one business day

Contact our support team directly through the in-app chat feature to get help with accounting or using the software.

Customer stories from Finland

Why people use us?

Konsta Leskelä
This has been a great help! The Holvi integration works smoothly, which is a huge plus. We've experienced many needs typical for small businesses requiring precise accounting, but these are often very cumbersome in other programs, whereas NoCFO combines many elements seamlessly.

Konsta L.

Entrepreneur at Lykka oy

Picture of Aatu Pulkkinen
For our service offering, it's important that the tool is easy to use and has an exceptional pricing model. NoCFO combines many elements seamlessly.

Aatu Pulkkinen

Accounting office

Septimus Oy
Picture of Tanja Karonen
I moved to NoCFO from two other systems, and the intuitive user interface has made managing my bookkeeping much easier.

Tanja K.

Entrepreneur at TMK Asunnot Oy

NOCFO's solution was really handy, and with the help of the Plus package I was able to handle both the bookkeeping and the financial statements for my side business on my own.

Matti S.

Side-hustle Entrepreneur

NOCFO icon
The program is exactly what I have been looking for to run my part-time sole proprietorship. The AI assistant was a pleasant surprise, and the Holvi integration works great. With clear instructions, everything gets done easily and affordably.

Marjaliisa

Sole Proprietor Avartamo

NOCFO icon
I had been putting off my bookkeeping for months, even after testing receipt scanner apps. I just could not bring myself to deal with the hassle. NOCFO's new Holvi integration was an absolute game-changer and exactly what I needed!

Kalle A.

Sole Proprietor Kalle Alho

NOCFO icon
Big thanks to NOCFO. It is a clear, easy-to-use solution that does exactly what I need. I have been recommending it to everyone I discuss bookkeeping with. It really simplifies the process.

Tero N.

Entrepreneur at Grater Consulting Oy

NOCFO icon round
Big thanks for a great product. Even the current version is a real game-changer. Bookkeeping is now much smoother and less of a hassle.

Juha P.

Entrepreneur at Buonarroti Oy

Picture of Pin Pals ry
I had no prior experience with accounting software, and learning new tools can feel daunting. The service pleasantly surprised me in every way and fits our club needs perfectly. NOCFO remains simple enough for even a 57-year-old accounting novice to use.

Treasurer Make

Pin Pals Imatra ry

NOCFO was really handy, and with the help of the Plus package I was able to handle both the bookkeeping and the financial statements for my side business completely myself.

Matti S.

Side-hustle Entrepreneur

Picture of Aatu Pulkkinen
When choosing a service provider, ease of use and excellent value for money are key for us. NOCFO combines both elements seamlessly.

Aatu Pulkkinen

Accounting office 

Septimus Oy
Picture of Tanja Karonen
Your platform is absolutely AWESOME! After slogging through several accounting programs, I’m completely stunned by the intuitiveness and user-friendliness you’ve achieved so far.

Tanja K.

Entrepreneur at TMK Asunnot Oy

NOCFO was really handy, and with the help of the Plus package I was able to handle both the bookkeeping and the financial statements for my side business completely myself.

Matti S.

Side-hustle Entrepreneur

NOCFO icon round
The software is exactly what I’ve been looking for to run my side business. The AI assistant was a pleasant surprise, and the Holvi integration works great. With clear instructions, everything gets done easily and affordably.

Marjaliisa

Sole Proprietor Avartamo

I’d been putting off my bookkeeping for months, even after testing receipt scanner apps – just couldn’t bring myself to deal with the hassle. NOCFO’s new Holvi integration came out of nowhere – an absolute game-changer and exactly what I needed!

Kalle A.

Sole Proprietor Kalle Alho

Big thanks for NOCFO – it’s a solid, easy-to-use solution that does exactly what I need. I’ve been recommending it to everyone I’ve had bookkeeping conversations with. It really simplifies the process.

Tero N.

Entrepreneur at Grater Consulting Oy

Big thanks for a great product. Even the current version is a real game changer – bookkeeping is now much smoother and less of a hassle.

Juha P.

Entrepreneur at Buonarroti Oy

Picture of Pin Pals ry
I had no prior experience with accounting software, and learning new tools can be intimidating. But NOCFO was a pleasant surprise—simple, effective, and perfect for our association’s needs. Even a 57-year-old accounting novice like me can use it!

Treasury Make

Pin Pals Imatra ry

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Pricing

No hidden cost. Start for free.

Annually
Save 20%
Monthly

Free

Easy-to-use accounting for businesses that prefer to handle everything manually. Unlimited transactions, but no digital archive or bank connections.

0€

/month

Billed annually

Most Popular

Plus

Automate bookkeeping with free bank connections, send and receive invoices, pay salaries, and report VAT at the click of a button. Includes a comprehensive onboarding session.

20€

/month

Billed annually

VAT is added to prices if applicable.

Are you an accounting firm or tax advisory? Contact us to hear more how we could help you.

View full pricing

Free

AI entries, AI support, send and receive invoices, pay salaries and report VAT with the click of a button.
The only limitation is 8 monthly transactions.

0€

/monthly

Most Popular

Plus

Everything in the Free package, but with higher transaction volumes. Includes comprehensive onboarding session.

24€

/monthly

VAT is added to prices.

Contact us

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