
1
Welcher Workflow passt zu Ihnen
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Ob Sie NoCFO mit oder ohne Steuerberater nutzen
3
Wie Holvi und DATEV in den Prozess passen
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Welcher Tarif ist der richtige
ÜBER NOCFO
Finanzsoftware für kleine Unternehmen
NoCFO vereint Buchhaltung, Rechnungen, Belege, Ihr Geschäftskonto und einen Echtzeit-Überblick in einem einfachen Workflow, während KI die Routinearbeit übernimmt. Wir helfen Freelancern, Start-ups und kleinen Unternehmen, weniger Zeit mit Administration zu verbringen und besser mit ihrem Steuerberater zusammenzuarbeiten. Entwickelt in Europa, mit Ihren Daten sicher in der EU gespeichert.
UNSER TEAM
Die Menschen hinter NoCFO
Ein kleines, fokussiertes Team, das einfache Finanzwerkzeuge für kleine Unternehmen in ganz Europa entwickelt.

Teemu "Timmy" Karuluoto
CEO & Co-founder
As a seasoned entrepreneur, I know firsthand how frustrating financial management can be for small business owners. We founded NOCFO to make their lives easier with smarter, more efficient financial tools. I'm constantly coming up with new ideas — sometimes out of necessity, sometimes simply out of passion for making things better. Wannabe football pro and AI evangelist.

Teemu "Teme" Mankinen
COO & Co-founder
An “Operations Officer” who tends to get involved in just about everything and often unintentionally. I make sure things move forward and get done on time, always keeping customer satisfaction in mind. I'm a third-generation entrepreneur who gets excited about structure, regular exercise, and the occasional session with a robot vacuum.

Juho Enala
CTO & Co-founder
I develop the core tech at NOCFO, including accounting automation and AI that makes our users' lives easier. I'm into elegant systems, efficient programming, and solving practical challenges. Still proud of my days as a tractor train driver.

Vili Raunola
Tech / Full-stack developer
I build everything from sleek front-end interfaces to solid back-end systems. I like to keep things simple and clean, because I believe simplicity is the ultimate sophistication. When I'm not coding, you'll probably find me playing video games or experimenting with new recipes in the kitchen.

Joonas Aaltonen
Tech / Mobile developer
I'm crafting the mobile app to make finance tools simple, smart, and actually enjoyable to use. I love testing out new technologies and turning ideas into smooth mobile experiences. Off-hours? I'm probably smashing padel balls somewhere – yes, all seven days of the week.

Md. Al-Naim
AI / Full-stack developer
I design and build the AI agents that give NoCFO its intelligence, bridging the gap between cutting-edge algorithms and practical financial tools. My goal is to turn experimental tech into robust features that effortlessly drive value for our users. When I'm not teaching our systems how to think, I'm writing more code for my own side projects… I just can't stay away!

Badrudduza Ahmed Fahim
AI / Full-stack developer
I build systems and AI features that turn complex financial workflows into simple, practical tools. I enjoy solving technical problems and experimenting with AI to make everyday business tasks smarter and faster. Outside of coding, I like walking in Finnish nature, watching movies, or getting lost in a good video game.

Tomas Varila
Sales & Business Development
I help businesses find better ways to manage their finances. My work combines sales, customer insight, and building new opportunities. I strive to simplify complex matters and find solutions that genuinely make life easier for entrepreneurs. In my free time, I enjoy sports, especially tennis and golf.
Mach mit
Zwei Wege zum Einstieg
KONTAKT
Weitere Wege, uns zu erreichen
info@nocfo.io
SUPPORT
In-App-Chat & E-Mail
ANSÄSSIG IN
Helsinki · für Deutschland
